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Home First Finance Q4 Results Review - Growth Outlook Strong; Spreads Under Pressure In H1: Nirmal Bang

Despite high competitive intensity and balance transfer-out pressures, we expect the company to maintain spreads in the range of ~5% - 5.25% in FY25E

<div class="paragraphs"><p>(Source:&nbsp;<a href="https://unsplash.com/@tierramallorca?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText">Tierra Mallorca</a>&nbsp;/<a href="https://unsplash.com/s/photos/Home-loan?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText">Unsplash</a>)</p></div>
(Source: Tierra Mallorca /Unsplash)
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