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ICICI Securities Report
Reserve Bank of India has issued a discussion paper on ‘Charges in Payment Systems’ wherein it has sought views and perspectives on a set of 40 questions raised on different dimensions of charges levied in payment systems.
The paper merely outlines existing rules and manner of charges levied in payment systems in addition to presenting other options through which such charges could be levied.
At this stage, RBI has neither taken any view nor has any specific opinion on the issues raised in the discussion paper. The intent of the paper is to present various issues involved in an unbiased manner and to seek feedback on a set of questions that emanate therefrom.
The idea is also to get inputs and, based on the feedback received, to help RBI to structure its policies and streamline the framework of charges for different payment services / activities in the country.
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