Paytm - Platform Diversity, Attractiveness Remains Unmatched: Dolat Capital

Paytm - Platform Diversity, Attractiveness Remains Unmatched: Dolat Capital

Paytm scanner is displayed at vegetable stall in Mumbai. (Photo: Usha Kunji /Source BQ Prime)

BQ Prime’s special research section collates quality and in-depth equity and economy research reports from across India’s top brokerages, asset managers and research agencies. These reports offer BQ Prime’s subscribers an opportunity to expand their understanding of companies, sectors and the economy.

Dolat Capital Report

Since October-2021, One 97 Communications Ltd. (Paytm) continues to see good month-on-month growth momentum across key user operating metrics, with gross merchandise /monthly transacting user/devices/loans disbursed/loan , growing at an average 2.8%/2.4%/13.6%/12.1%/17.5%.

As of June 2022, CRISIL estimates assets under management for non banking financial companies to grow by 10-11% for FY23, while ICRA estimates loan growth to be supported by personal credit, micro credit versus traditional loan categories like housing finance company, vehicle finance.

Over past two years, collaboration between NBFCs and fintechs has risen significantly, where the former supplies capital and later aid in origination and manages ticket sizes, stressing importance of a collaborative approach.

Paytm has not only seen growth in number of loans but also witnessing better average ticket sizes as existing book matures (run rate at Rs 230 billion), led by personal loans, that can improve take rates.

Click on the attachment to read the full report:

Dolat Capital Paytm Company Update.pdf
Read Document

DISCLAIMER

This report is authored by an external party. BQ Prime does not vouch for the accuracy of its contents nor is responsible for them in any way. The contents of this section do not constitute investment advice. For that you must always consult an expert based on your individual needs. The views expressed in the report are that of the author entity and do not represent the views of BQ Prime.

Users have no license to copy, modify, or distribute the content without permission of the Original Owner.

lock-gif
To continue reading this story
Subscribe to unlock & enjoy all
Members-only benefits
Still Not convinced ?  Know More
Get live Stock market updates, Business news, Today’s latest news, Trending stories, and Videos on NDTV Profit.
GET REGULAR UPDATES