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CareEdge Research Report
Driven by the health segment and the private sector, which has grown at a faster rate than the public sector, the non-life insurance industry has maintained its strong FY23 journey.
Despite a higher base, the health segment is anticipated to witness more demand amid increased awareness post-Covid. Meanwhile, any rise in premium rates could witness a limited impact. The long-term growth of motor insurance would be driven by growth in the automotive industry which would boost the motor insurance market and increase penetration amongst the uninsured vehicles on road.
Digital solutions complemented by offline channels would continue to contribute to the growth momentum. However, the growth could be limited by any unanticipated adverse impact of a new Covid wave and a rise in reinsurance rates.
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