India NBFCs Sector Check - Digitize Or Die: Anand Rathi

BQ Prime’s special research section collates quality and in-depth equity and economy research reports from across India’s top brokerages, asset managers and research agencies. These reports offer BQ Prime’s subscribers an opportunity to expand their understanding of companies, sectors and the economy. .Anand Rathi Report.With the third highest unicorn in the world, capital is now shifting from payments to lending tech, insurtech and wealth-tech. Fintech space is likely to become $1 trillion assets under management by FY30.We believe that the efficient utilisation of the Indian digital superhighway built on combination of Jan Dhan-Aadhaar-Mobile, flexible regulator and National Payments Corporation of India is driving a realistic increase in total addressable market in the retail and micro, small and medium enterprise credit space . We explain the structural changes in what we call the 3T model.We believe lower tickets are catalysing financial diversification , with a whole set on self-employed professionals and non-professionals category becoming eligible. Banks/non-banking financial companies willing to experiment in the new-to-bank and underserved category will be able to tap the middle middle class and lower middle class more effectivelyOn account of easy access to short-term personal loan, buy now pay later, we assume that a 25 year old today will land up taking 15 loans over the his lifetime as against three-four earlier. Banks/NBFCs having customer ownership and have effective pay per clicks strategy will win here..Click on the attachment to read the full report:.DISCLAIMERThis report is authored by an external party. BQ Prime does not vouch for the accuracy of its contents nor is responsible for them in any way. The contents of this section do not constitute investment advice. For that you must always consult an expert based on your individual needs. The views expressed in the report are that of the author entity and do not represent the views of BQ Prime..Users have no license to copy, modify, or distribute the content without permission of the Original Owner.

India NBFCs Sector Check - Digitize Or Die: Anand Rathi

With the third highest unicorn in the world, capital is now shifting from payments to lending tech, insurtech and wealth-tech.

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