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SBI SimplySAVE Advantage Card: What Are The Benefits & Feature Of This SBI Credit Card?

The SimplySAVE Advantage Card offered by SBI provides numerous benefits for its users. Read on to know what they are.

<div class="paragraphs"><p>Source:&nbsp;Towfiqu barbhuiya on Unsplash</p></div>
Source: Towfiqu barbhuiya on Unsplash

State Bank of India is one of the top financial institutions in the country. The bank is known to offer distinctive credit cards with a range of benefits and privileges that are tailored to the needs and wants of its customers. The SBI SimplySAVE Advantage Card is one such product. The card provides a good option for people who enjoy dining out and watching movies. The card also offers more useful features that allow users to save when using it, such as expedited reward points, spend-based incentives, and a waiver of renewal fees.

In this article, we will take you through the benefits that this SimplySAVE Advantage SBI card has to offer.

Benefits Of The SBI SimplySAVE Advantage Card

The advantages of this SimplySAVE Advantage SBI card are many. Here are what the benefits one can avail of using this card:

Contactless Benefit

  • With the SBI SimplySAVE Advantage Card, purchases are now simple. To transact, just wave your card in front of a secure scanner.

  • It is fast and practical, and there is no need to use your card physically or search for cash to make small ticket purchases every day.

  • During a contactless transaction, the card never leaves your palm, thereby lowering the possibility of card loss and fraud as a result of skimming (counterfeit). Visa payWave's unique security key feature ensures that just one transaction occurs even if the card is waved at the scanner many times, making it more secure.

EMI Balance Transfer

Reduce your spending after you pay down your credit card amount. Transfer a credit card amount from another bank to your SimplySAVE Advantage Card to get a cheaper interest rate and pay it back in EMIs. You must log in to Sbicard.com with your user ID and password in order to utilise this service.

Cash On The Go

Anytime you wish, you can withdraw money from an ATM that accepts a Visa or MasterCard anywhere in the world.

Facility For Paying Utility Bills

Use the Easy Bill Pay feature on your card to pay your utility bills, including those for your mobile device, phone, and electricity.

Flexipay

Transform your transactions into convenient monthly installments with Flexipay. Use your SimplySAVE Advantage Card to make any purchase of Rs. 2,500 or more. Within 30 days of the purchase, go into sbicard.com using your username and password to convert it to Flexipay.

Extra Cards

With the SBI SimplySAVE Advantage card, you can empower your parents, spouse, kids, or siblings. But the cardholder must be over the age of 18 years.

Simple Money

Utilizing the Easy Money option, request a check or draft up to the cash limit and have it sent to your address.

Fees Of The SimplySAVE Advantage SBI Card

Before opting for the SBI SimplySAVE Advantage card, you must know what the fees and annual charges are. They are:

  • One-time annual fee: Rs. 499

  • Renewal fee per annum: Rs. 499 but from the second year onwards

  • Additional card fee: Nil

Eligibility Criteria

The eligibility requirements for the SBI SimplySAVE Advantage Card are listed below:

  • The applicant must be an Indian citizen.

  • For salaried workers, the age range is between 21 and 70.

  • Self-employed individuals must be between the ages of 25 and 70.

Disclaimer: The information mentioned above was taken from the concerned bank's official website at the time of writing. BQ Prime is not liable for any changes. Please research before you invest.