Four Ways To Check Your EPF Balance

In recent times, the Employees' Provident Fund Organisation, or EPFO, has made many changes to make it easier for you to access your provident fund (PF) related information. With these changes, you can now check your EPF balance online anytime. For your convenience, there are four ways for you to do this - using the EPFO portal, via SMS, on the Umang App, or by giving a missed call. Let’s look at the steps you can follow to check EPF balance using these four ways.

To access your PF passbook online, you must first ensure that your employer has activated your Universal Account Number (UAN), which is a unique identification number provided to each employee enrolled under the EPF scheme. You can use this UAN number to access multiple PF account services like withdrawal, checking EPF account balance, and applying for a loan against your EPF account.

Once your employer activates your UAN number, you can follow these steps to check your PF balance online:

• Step 1. Visit the EPFO portal.

• Step 2. Move to the ‘Services’ tab and select the ‘For Employees’ option from the drop-down menu.

• Step 3. Now, under ‘Services’, click on the ‘Member passbook’ option.

• Step 4. You will be redirected to a new window. Here, sign in to your PF account using your UAN number and password.

You can access the e-passbook of your PF account once you log in to your EPF account.

Another easy way to check your EPF balance is by sending an SMS to 7738299899 from the mobile number registered with your UAN. The format for the SMS is EPFOHO UAN followed by the first three alphabets of your preferred language. For example, if English is your preferred language, your SMS format will be EPFOHO UAN ENG. You can avail this SMS service in 9 other languages- Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Punjabi, Tamil, and Telugu.

If you wish to check your PF account balance on your mobile phone, you can do so by downloading the Unified Mobile Application for New-age Governance (Umang) app. This app not only facilitates EPF passbook balance checking but also allows you to file and track your EPF claims. To access this app, you must first complete a one-time registration process using our UAN-registered mobile number.

Here is how you can use the Umang app to view the e-passbook of your PF account:

• Step 1. Download and open the UMANG app on your mobile phone.

• Step 2. Select the ‘EPFO’ option.

• Step 3. Click on ‘Employee Centric Services’.

• Step 4. Choose the ‘View Passbook’ option on the following screen.

• Step 5. Now, enter your UAN number, and the One-Time Password provided on your registered mobile number, and click on ‘Login’.

You can now access your EPF passbook.

This is one of the easiest ways of EPF balance enquiry. To check your PF balance via missed call, you must call on 011-22901406 from your UAN-registered mobile number. The call will get disconnected automatically after two rings. After giving a missed call on this number, you will receive an SMS with your PF details, including your EPFO account balance.

Did You Know?

The EPFO invests up to 15% of the funds that come into their corpus in equities! Know how this equity exposure affects your PF investments.

Employers encourage you to invest in the Employee's Provident Fund to help you save for your retirement. Hence, as an informed investor, you must know your PF account balance to efficiently plan your retirement. Knowing your EPF balance will help you plan other investments to meet your financial goals. Now that you know about the four ways to check your EPF balance, you do not have to wait for your employer to share your Employees’ Provident Fund statement at the end of the year.